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Apps to Save You Money in 2016 January 15, 2016

Posted by thecouponjunkie in Uncategorized.
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There are many great apps for smart phones that can help you save money.  Here are my top choices that I love.  You don’t have to be a coupon person to use them.

  1. Walmart Saving Catcher – –  Walmart Savings Catcher APP is one that I have used since it came out.  In one trip earned me $2.54 in a Walmart eGift Card. (That is not much — I generally price match in store — that savings was what I had missed from what I was already purchasing. 🙂 ) You scan your receipt and they search tons of stores for you to see if there is a lower price elsewhere. If there is, you get the difference back!   Just scan and they do the price comparisons for you! 
  2. Target Cartwheel — if you are Target shopper this is a must have.  There are discounts for both national brands and store brands.  There is no need to search and search for things on your shopping list. Just scan the barcode as you place the items in your cart. The app tells you if there is a coupon and adds it to your account. One of the easiest ways to save at Target.
  3. Ibotta   – – With ibotta, you are able to save money on products you buy. If you are can combine the savings with a sale and/or coupon, you are likely to get the product at big discounts.  To earn the money back, you must photograph your receipt and scan the barcode to the product. Once the purchase is verified, ibotta will put the money into your account which can be withdrawn via PayPal once you’ve reached the $5 minimum amount.  Once you log in you’ll see a list of categories to choose from.   Ibotta has a ton of retailers to choose from and they’re tailored to fit your location.  Choose the store you’re planning to shop at and you’ll see a list of rebates or offers for products.  Some rebates are exclusive to that store and they’ll be marked.  Ibotta will ask you to do a few things to unlock the rebate.  Usually you’ll answer a question, read a blurb about the product, watch a short video, etc. If you look down at the VERY bottom of the screen you’ll see a check mark with the word “Redeem” under it.  Ibotta wants you to verify that what you bought qualifies so make sure you’re paying attention to any size, flavor, or number of product requirements.  Just like you would on a coupon!  Click Verify Purchases and you’ll be prompted to scan your item barcode.  If it matches Ibotta will tell you and then prompt you to submit your receipt.  Follow the directions on the screen to submit your receipt and then get ready to wait!    Don’t worry, Ibotta usually doesn’t take more than 24 hours to approve your rebate.  Once you reach $5 in savings you can cash out.  Ibotta gives you the option to use  Paypal or Venmo.  They also offer gift card options, as well.  {I like to maximize my savings by waiting until Christmas to cash out and use the money towards gifts.}  Ibotta offers you great opportunities to earn rebates like earning an extra $0.50 when you claim two rebates.  Bonuses can overlap each other and some are even hidden.  You can unlock them by completing so many certain tasks.  Not all bonuses have a cash value but are for merit. Some of the bonuses you can earn are team bonuses.  When you sign up you’ll be prompted  to connect your Facebook account and if you want to earn bonuses this is a good thing to do!  The more Facebook friends you have who actively use Ibotta the easier it is to earn these monthly bonuses.  Often there are levels.  Unlock one level to get to the next.  
  4. MobiSave – –   They’re quick, easy, user-friendly and you can stack the savings from different apps on top of paper coupons.  There’s no minimum balance requirement for payout so the money was deposited into my PayPal account within hours.  So here’s how MobiSave works.  Sign up for a MobiSave account and download the app.  Please note that MobiSave is only available on iOS at the moment, with plans for Android in the near future. Also, active memberships are limited and opened up on a first come, first serve basis. It took me a few days to receive my acceptance and welcome email. For others it took longer, but it WILL come.  Once your membership is approved, start adding MobiSave offers to your shopping list.    MobiSave offers can be redeemed at any retailer, however you must add the offer to your shopping list within the app BEFORE you check out at the store.   Make your purchases.   Purchase the items you added to your shopping list at your favorite retailer. Remember, you can stack MobiSave offers with paper coupons and other mobile savings app offers like Checkout 51 and Ibotta! Each offer carries a limit of one.  Upload your receipt.  After checking out, upload your receipt to the MobiSave app and choose the offers that appear on your receipt.  Get money in your Paypal account.   MobiSave will calculate the rebates on your receipt and record them as a submission, but you’ll receive a confirmation very quickly that your payment has been completed. In fact, I submitted receipts today at 4:15 pm and my money was deposited within the hour. Get more offers!Once you redeem offers, MobiSave replenishes your account with more great rebate offers.
  5. Saving Star – –  is the least fussy of the bunch of apps.  {iPhone & Android} – Offers digital coupons for over 24,000 participating stores. The money you save is automatically added to SS account & once you reach a $5 threshold you can cash out directly to your bank, Paypal, or via an Amazon Gift Card!   They’ve only recently allowed you to upload receipts from certain stores including Target, Walgreens, Walmart, and a few more localized stores. I have never done this but you choose the little picture at the top of the screen that looks like a receipt.   Scroll down and choose your store and you’ll see this.  You’ll only be able to request rebates for the items you selected on the home screen. I much prefer to use it the other way where you connect your account to your savings cards.  It’ll give you options for the stores in your area it will link to.   Choose one and select continue.  Then it’ll ask you if you want to scan the store card to add it to your account or input the number on the card.  Then click add card.  Navigate back to the home page and select offers.  You can scroll through the offers and add the ones you want.   Next time you go shopping and swipe your card at the stores you’ve added it will automatically add it to your account for you!  Keep in mind that this can take anywhere from 2 to 22 days to show up but you will eventually see it in your account.  Saving Star is available for Android and iPhone.
  6. Checkout51 – – I like Checkout 51 because it’s not store specific.  So this gives you the ability to claim things from smaller stores or non chain stores and is a great way to save on what you are purchasing anyway.   I like to shop at Aldi because they have great prices on produce so when they have produce rebates on Checkout 51 I’ll pick it up from Aldi, where prices are already great, and claim my extra 25 to 50 cent savings!You’ll upload your receipt at the bottom then check the items included on that receipt.  Super simple.  If you have more than one receipt you’ll just have to go through the process a couple different times.  Checkout 51 offers are valid Thursday to Wednesday and any purchases you’re claiming must be dated within that week.  So if I buy oranges on Wednesday I cannot claim them on Thursday {even if they’re still listed as an offer} because I didn’t purchase them in the same week. You don’t earn money as quickly with this app because there aren’t as many products to choose from and they don’t offer bonuses a lot but I love being able to save a few extra pennies on produce and specialty items!  Checkout 51 is available on Android and iPhone.
  7. Groupon – – If you aren’t familiar with Groupon, this is a site that lets you purchase vouchers for local events and activities at discounted prices. You’ll find everything from Zoo and museum visits to yoga class to spa and salon trips. Download the app and have Groupon at your fingertips. You can quickly check if there is a Groupon available before visiting a local attraction. Or easily redeem purchased vouchers without printing them out.
  8. Shopkicks – –  {iPhone & Android}- This is one of my favorite apps to earn Free gift cards just for walking in the stores.  Earn cash rewards simply from walking into a store you were going to visit anyway. Earn more rewards also through purchases from stores you are already shopping at.  Accrue a bunch of “kicks,” exchange them for the gift card of your choice, and start saving. 
  9. Geocoupon  – – – Is a great way to save and it is a list of coupons for Retails stores.  Didn’t bring your Hobby Lobby Coupon with you.  Simply look up the store and see if there is a coupon.  The cashier will scan your phone and you save.  i have had this app for the last 4 or 5 years, they seem to always be adding more stores.  It is a win win.
  10. Find and Save  – –  This is a new app to me.  The best thing about it, it is for stores and not specific things to purchase.  There was one this week that if you spend $7 at Dollar Tree, you earn $1.  There were a few things I was going to go pick up anyway so why not earn money from it.  you just take a picture of the receipt.  It can take up to 11 days to have your receipt verified.  You can cash out when you hit $25.  (http://fns.co/ZYcc/yQbSYHbqaq Please use code  6BYZ)

My favorite thing about these apps is that they’re not mutually exclusive so sometimes you can claim the same item on more than one app and get it better than free!  Believe it or not I was paid by Checkout 51 and Ibotta to purchase the bananas that I needed to make banana bread.  When it was all said and done it cover my whole cost of the bananas between the two apps.  Win Win for this family.

All of these apps are completely free to download. There’s no reason why you shouldn’t grab them and give them a try. If you have other favorite money saving app, please leave a comment and let me know which ones are your favorites. I’m always looking for new ones to try!

You don’t have to use all of these apps but since they’re all free — you’re being paid to shop!  Even if you never use a single coupon!

Sometimes using these apps can be confusing, especially if you’re a beginner.   I’m always here to answer any questions you might have!  Need me to clarify something?  Or want a more in depth lesson on how to use one of the shopping apps posted?  Comment below or email me  (thecouponjunkie@gmail.com) for more info!

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